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I'm Just Sayin

My Life with the Wilson’s

Over the past year and a half I have lived completely by myself. No roommates, relatively quiet neighbors and in my own house. It was bliss – for the most part – or was it?

I remember sitting on the couch and luxuriating in the quiet solitude after a long night DJing a wedding. Or cooking a big dinner and vegging out on the couch and watching movies pretty much anytime I wanted. I loved those times, but it sure is nice to be around people again.

For a while I had a few nightmare roommates and I thought that living by myself was my only option, but I realize now that living with the right people is such a blessing.

Chris and Joleen are two of the most fun people I know and we get along really well. It has been a delight to watch their 2 1/2 year old son go through potty training and to watch his parents be patient and deal with the antics of a kiddo.

One thing for sure is that I’ve become a little less selfish with my time and I no longer feel the need to have “Me” time. I actually look forward to going home and spending time with the Wilson’s and I have to force myself sometimes to go to bed or else we’d all stay up until midnight every night.

These last two months have been challenging in that all of my stuff is located in three different places and I’ve been living out of a laundry basket with just a handful of my clothes. I don’t have my own refrigerator or kitchen for that matter and I don’t get to watch exactly what I want to watch on TV. These are things that I thought I couldn’t live without and while I still miss these conveniences, I am perfectly content to live without them since I get the bonus of living with good friends. In other words, it’s a nice trade-off. Relationships are much more important than material things or favorite television shows. I think for a while I had forgotten about that.

Over the last few months I’ve grown a great deal and while I don’t know what the future holds, I plan to be sure to invest more time in people and less time in myself.

A big thanks to the Wilson’s… and to God for leading my life in this direction and knowing always what is best for me.

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I'm Just Sayin

I Like Being Helped

It’s been a while since I updated Posted Note. I don’t update as frequently as I used to because I’m always updating Facebook, but… I think that this site has been a place for me to catalogue my life and hopefully one day I can look back here and see that I have grown over the years. I hope my children can read this site and possibly my future wife and be proud of me for my accomplishments despite some minor setbacks and unfortunate limitations – limitations that I put on myself.

Currently I’m working for Denton Bible Church as a part-time Youth Pastor and Creative Arts Director in the Student Ministries. It’s awesome and challenging in ways I never dreamed and that is the part I love and hate the most.

I think human nature is to gravitate towards things that come easy for us – and if not human nature, definitely my nature. I don’t like having to call out to God for help. I want to do it all myself – or rather that used to be me. I was so independent, I wanted all the credit and glory and was even willing to accept the fallout if there was a problem. How immature. Now I realize that asking for help is a sign of maturity. Reaching out to God and friends and family when in need is what we are supposed to do. People like to feel needed – I’ve decided I like being helped.

I’ve got to bounce for now, but I want to say thanks to all the friends that read Posted Note and drop me notes of encouragement or have open debates in my comments section. It blesses me to see that we can respect each other’s beliefs and decisions and at the same time try to better understand them and in the end maybe better understand ourselves.

Much Love.

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I'm Just Sayin

Sound and Show

Lately I’ve been so busy that I rarely have time to update this site. I like to journal here so I can look back over the years and see what has happened in my life. Where I was at 5 years ago and compare it to where I am at today.

What I can say is most significant is that 5 years ago I was working at Texas Instruments and now I’m working for Denton Bible Church in Denton, DJing with my business http://www.soundandshow.com and working doing web and graphic design. All three of these jobs pay what my 1 job at Texas Instruments paid – if I really work hard, but it does not provide the insurance and the security that the TI job did. It also is not boring like the TI job was.

Today I am painting my house that is currently up for sale and hopefully in a month from now I’ll be blogging that it has sold, because it is putting me in a serious financial bind.

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I'm Just Sayin

Thank You!

For those of you who don’t frequent Posted Note often then you may have missed the dramatic crisis that transpired here just 9 days ago.

In a moment of panic I put all my stuff up for sale and sent out an email asking about 50 friends for help. Within 48 hours I had raised close to $2000 – I nice dent in the $6000 that I needed to raise so my house would not foreclose.

Over the next few days there was an outpouring of love, prayers and generosity from family and friends and believe it or not, I raised $6000. Most of that was in new business that came as a direct result of my cry for help. But some of which came from friends and a big chunk from family and a few items of furniture that I sold.

It took me the last year and a half to get into this final situation. Problems with debt don’t normally happen over night and after being laid off January 2009 I have managed to earn a lot of money and lose a lot of money in various investments, clients who didn’t pay and just poor decisions.

What I’ve realized is that you have to be vigilant when it comes to funds. Being giving is nice, but it’s a mistake when you aren’t taking care of your own responsibilities. Just because one month you are flush with cash and you have jobs galore lined up does not mean that those jobs won’t fall through or that unforseen expenses won’t pop up like a ravenous mouse and devour all your cheddar.

So to those of you that prayed and donated and purchased and hired – I cannot begin to thank you enough. You made a seemingly insurmountable situation nothing more than a mole hill. I’m extremely grateful and please know that I am here if you need me. (But please hold those needs until July so I can get caught up on all this work that I just got!)

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First Time Home-Buying – What They Don’t Tell You

When I purchased my house in 2007 I was super excited. I’d been watching TLC’s Trading Spaces as well as HGTV for years and I was excited to doff my hard hat and get to cracking on some serious house remodeling.

What they don’t tell you when you are starting your house projects is that not only are all those materials to remodel your house expensive – there is also the expense of buying hammers, nails, paint brushes, screws, ladders, drills, saws, tape, drop cloths, putty knifes… and the list goes on and on. When I left Home Depot after purchasing paint for 3 rooms and all the materials the bill was $894.00. Yep. And that was just for the living room, dining room and kitchen.

Something else you may not know even after watching hours upon hours of HGTV is that you should not paint your house and then buy furniture – it is the other way around. First – find a piece of art or a focal point in the room and then build your entire room around it. A great painting, a rug, a sofa, some throw pillows – all of these things can be great inspiration. But DO NOT go to the paint store with a vision in your head and buy gallons of paint that you have not tested on your walls in your rooms in various light. I made that mistake and consequently I have a garage full of colorful paint that looked beautiful in Home Depot but hideous on my walls.

Secondly – it is a nightmare trying to decide on a contractor or repairman to do any small or large jobs. There are too many to choose from and thankfully we now have Angieslist.com to help protect the consumer from shoddy Handymen that recently lost their job as a computer support technician and decided that a new career in home remodeling would be a good source of revenue.

Thirdly – when you buy your house they do not tell you that when you sell it that it cost about 8% to sell it. So if your house cost $100,000 then there is going to be a minimum of $8,000 to sell. Sure I knew there would be the 6% that would go to the realtors, but the bank gets some money for handling all that paperwork and the transferring of funds. When I found out it would cost me $12,ooo to sell my house for $150,000 imagine my disappointment when I realized that this would just make me break even. It takes about 5 years for you to put any dent in your mortgage as well as for it to appreciate and so when you buy your house don’t think you can just hop in and out of it with ease – unless you live in a hot real estate market like California or Hawaii.

Fourthly – Don’t even get me started on landscaping and yard maintenance costs. When you go to the store to buy a pallet of flowers you can easily drop $50 bucks and barely have enough flowers to even show up in your front yard. In order to really make a noticeable difference in your front yard look to spend at least $500 – otherwise you are just improving what is already there or sparsely furnishing your front yard with just enough greenery to make your house look like a home instead of a crack house.

Fifthly, when you do decide to buy your first place, find out what your budget is and then plan on going a few hundred less than what you think you can afford on your mortgage because while your rate is fixed, your taxes aren’t. Your insurance isn’t and both of those items can increase your mortgage by $200-$300.  Imagine my surprise and mortification when I found out that I had received an escrow review and my mortgage payments would jump from $1,167 to $1,454. Yeah. It was not pleasant.

Lastly, that insulation in the attic that you didn’t think was that important… it is. Those windows that look old and tired, they are, they are tired of keeping cool air in or hot air out and therefore your air-conditioner will be working overtime and you may end up with a consistent year-round bill of $300 a month. Sound crazy… it is. And trying to argue with the electric company is a lesson in futility.

Hopefully all of these tips will prove useful to you when you are house-hunting.

And, if you need a good realtor in Denton, TX check out Jack Ragsdale.